When you buy a home, you should always take out a new home insurance policy. This means you are properly insured for damage to your home and belongings fixed in and to your home caused by incidents such as burglary, fire and storm. Remember to cancel your current home insurance policy, if you have one.
Taking out home insurance
Flat
If you’re buying an apartment, home insurance has often already been arranged by the owners’ association (Vereniging van Eigenaren, VvE). Be sure to check whether your VvE has insured the windows in your home. If they haven’t, you can include the windows in your home contents insurance with us.
New build
Buying a newly built house? During the construction work, a yet-to-be-installed central heating boiler, kitchen or bathroom are usually covered by the builder's own insurance. However, once the construction work is complete, you have to have proper insurance in place.
From purchase to rental
If you’re moving from a home you own to a home you rent, you’ll no longer need home insurance. Be sure to cancel it as soon as the notary has executed the purchase deed (i.e. after the property transfer).