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Your risk profile

From very low risk to very high risk

Choose our Portfolio Management service and have your money managed by experts. While investments can be profitable, they are also associated with risks. The risk profile shows you how much risk you are willing and able to run with your investments.

 
  • Invest with the risk level that is right for you
  • Easily compare risk profiles using the risk meter
  • Adapt investments to suit your personal situation at any time

How much risk are you willing and able to run?

In general, the more risk you run, the greater your chances will be of losing your investment, but also of getting great returns. So it is important to make a well-considered choice when it comes to the level of risk you are willing and able to run. The Investment Adviser will support and advise you. During the intake meeting, you will discuss your personal situation, knowledge of and previous experience with the various investment products. Together you decide which risk profile suits you, based on your answers. Subsequently, our experts can put together a suitable investment portfolio for you.

Easily compare risk profiles

Each risk profile has a risk meter, with the indicators showing the level of risk on a scale of 1 to 7. The scale goes from left to right, from low risk to high risk. The black area between the two indicators shows the risk profile’s bandwidth, i.e. the minimum and maximum risk involved. The risk meters were created to enable easy and accurate comparison of the risk profiles of various banks and investment companies.

Changing your risk profile

Each year, you will meet with your Investment Adviser to discuss whether the selected risk profile is still appropriate for you or whether a lower or higher level of risk would be better. We will change your risk profile if necessary. Of course, you can let us know at any time that you want to discuss your risk profile.

Take a look at the risk profiles

Actief voor u aan de slag

Defensive

Asset allocation for this risk profile:

  • Equities:           20%
  • Fixed income:  70%
  • Liquidities:       10%
Actief voor u aan de slag

Moderately defensive

Asset allocation for this risk profile:

  • Equities:           35%
  • Fixed income:  55%
  • Liquidities:       10%
Actief voor u aan de slag

Moderately aggressive

Asset allocation for this risk profile:

  • Equities:           55%
  • Fixed income:  35%
  • Liquidities:       10%
Actief voor u aan de slag

Aggressive

Asset allocation for this risk profile:

  • Equities:           75%
  • Fixed income:  15%
  • Liquidities:       10%
Actief voor u aan de slag

Very aggressive

Asset allocation for this risk profile:

  • Equities:           90%
  • Fixed income:    0%
  • Liquidities:       10%