If you take out or change a mortgage based on personal advice, you will be charged an advice fee and a handling fee. Check how much you will be charged.
The advice fee you pay covers personal advice from an adviser and an advice report. This is a fixed fee that does not depend on your mortgage amount. At the initial orientation meeting, you will not yet receive advice. This meeting is, therefore, not subject to the advice fee.
If you decide to take out a mortgage with us, you will also pay a handling fee. This fee covers the expenses involved in taking out a mortgage, such as administrative costs. This is a fixed fee that does not depend on your mortgage amount. If you decide to upload your documents yourself in preparation for the orientation or mortgage meeting, you will pay the digital rate for the handling fee.
| Advice fee | Digital rate handling fee | |
|---|---|---|
| Orientation meeting | € 0 | € 0 |
| If you are a first-time buyer | € 1,100 | € 625 |
| If you are a an expat | € 1,325 | € 625 |
| If you already have a mortgage with ABN AMRO | € 1,250 | € 625 |
| If you already have a mortgage with ABN AMRO (expat) | € 1,475 | € 625 |
| If you do not have a mortgage with ABN AMRO yet | € 1,700 | € 625 |
| Advice fee | Digital rate handling fee | |
|---|---|---|
| Orientation meeting | € 0 | € 0 |
| Advice when changing an existing mortgage1 | € 700 | € 275 |
| Advice when increasing a mortgage | € 1,150 | € 625 |
| Advice in case of divorce | € 1,700 | € 625 |
| Specific advice2 | € 500 | € 275 |
1 The handling fee for making a change to an existing mortgage using Internet Banking is €100.
2 Specific advice is advice on a new or existing mortgage. You will be given insight into your finances and the risks involved, but you will not receive advice on how to reduce or eliminate these risks. The advice you receive is limited to the composition of the mortgage itself. Given that less time is required for this advice, the advice fee is lower.
| Advice fee | Digital handling fee | |
|---|---|---|
| Home without a mortgage | € 650 | € 625 |
| Existing mortgage with ABN AMRO | € 1,200 | € 625 |
| Existing mortgage to be remortgaged with ABN AMRO | € 1,700 | € 625 |
| Advice fee | Digital handling fee | |
|---|---|---|
| Mortgage increase with a Duurzaam Wonen Hypotheek (Sustainable Home Mortgage) Alleen verduurzaming van de woning | € 1,150 | € 100 |
| Together with a renovation that also involves other costs | € 1,150 | € 625 |
Preventive advice
Advice to prevent you from incurring late payments, as far as this is foreseeable. There are no costs involved. ABN AMRO MeesPierson will contact you in relation to preventive advice.
Resolution advice
Advice aimed at resolving a problem with the mortgage and/or the associated savings or investment product. The savings or investment product may be an insurance policy or an investment policy. There are no costs involved. An ABN AMRO adviser will contact you in relation to resolution advice.
A personal mortgage adviser: from the early stages of your house hunt until the mortgage has been secured.
Dutch mortgage market leader and expert in expats.
The whole process and mortgage application are in English, with English-speaking mortgage advisers.
