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Credit transfer processing times

If you have transferred funds (via a credit transfer) to someone or someone has transferred funds to you, you can find out how long it will take for the money to reach the relevant account.
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Type of credit transfer Time of debit Time of credit
Between ABN AMRO accounts Usually immediately, even on a holiday or at the weekend Usually immediately, even on a holiday or at the weekend
Between accounts held at different Dutch banks Usually immediately, even on a holiday or at the weekend Usually immediately, if this is supported by the recipient's bank's payment system*
In euro between accounts held at different banks within SEPA Usually immediately, even on a holiday or at the weekend Usually immediately, if this is supported by the recipient bank's payment system*
In a foreign currency to an account within SEPA The next working day Within 3 to 5 working days
In euro or in a foreign currency to an account outside of SEPA The next working day Within 3 to 5 working days
Urgent credit transfers between accounts held at different banks within the Netherlands Transferred before 7am - the same day at 9am
Transferred after 7am - immediately
Transferred on a holiday or at the weekend - the following workday
Transferred before 4.30pm - the same day
Transferred after 4.30pm, at the weekend or on a holiday - the following working day

More information on urgent transfers.

* Otherwise, you will see ‘With the recipient: within 1 working day’.