Question about Apple Pay?

Apple Pay is a payment method where you link your ABN AMRO digital debit card to your iPhone, iPad, Apple Watch or Mac. Apple Pay enables you to pay contactless, safely and easily.

You can use Apple Pay if you have an ABN AMRO business current account and you are the account holder or authorized representative.

Apple Pay isn't available yet for employees or accountants who have their own debit card. Also, you have to be 16 years or older and use your own iCloud account without family sharing. 

The age limit (16 years or older) for Apple Pay in the Netherlands is set by Apple.

You can use Apple Pay on the following devices:

• iPhone models with Face ID or Touch ID, with the exception of the iPhone 5s (although you can use Apple Watch with an iPhone 5s)

• iPad Pro, iPad Air, iPad and iPad mini models with Touch ID or Face ID

• Apple Watch

• Mac models with Touch ID

For a complete overview of compatible devices, go to Apple Support .

Before activating Apple Pay, check to make sure you satisfy the following requirements:

• You are aged 16 or over
• You have an ABN AMRO business current account
• You have installed the latest version of the ABN AMRO app
• Your device is compatible with Apple Pay (view the complete list at Apple Support )
• You have installed the latest version of iOS, watchOS or macOS on your device
• You are logged into iCloud through your Apple ID
• Your phone’s region setting is ‘the Netherlands’
• You have registered a correct mobile telephone number with ABN AMRO
• You have an internet connection

1. Open the ABN AMRO app on your iPhone
2. Go to 'Payments' and select Apple Pay under 'Payment methods'
3. Select the debit card you want to link to Apple Pay
4. Select the device you want to link to Apple Pay (iPhone)
5. Confirm your choice and accept the terms and conditions
6. You can now make payments using Apple Pay

1. Open the ABN AMRO app on your iPhone or iPad
2. Go to 'Payments' and select Apple Pay under 'Payment methods'
3. Select the debit card you want to link to Apple Pay
4. Select the device you want to link to Apple Pay (Apple Watch)
5. Confirm your choice and accept the terms and conditions 
6. You can now make payments using Apple Pay

1. Open the ABN AMRO app on your iPad
2. Go to 'Payments' and select Apple Pay under 'Payment methods'
3. Select the debit card you want to link to Apple Pay
4. Select the device you want to link to Apple Pay
5. Confirm your choice and accept the terms and conditions
6. You can now make payments using Apple Pay

Mac models with Touch ID 

1. Make sure Apple Pay works on your iPhone

2. On your Mac, go to 'System Preferences > Wallet & Apple Pay'

3. Tap 'Add Card'

4. Accept the terms and conditions

5. Enter the code you have been sent on your iPhone

6. You can now make payments online using Apple Pay

Mac models without Touch ID

1. Log in with your Apple ID on all Apple devices

2. Activate Bluetooth

3. On your Mac, go to 'System Preferences > Wallet & Apple Pay'

4. Turn on ‘Allow Payments on Mac’

5. You can now make payments online using Apple Pay 

If you still have your old Apple device, you first need to remove your active cards in the Apple Wallet from your old Apple device. Find out how this works on Apple Support . After that, you can install Apple Pay on your new device. 

If you no longer have your old Apple device, you need to sign in on your Apple ID account page to remove your active cards.

Apple Wallet shows you the last four digits of your debit card number. These digits do not correspond to your IBAN number or card number. That’s why you don’t recognise the number. 

How to check your card number
Do you have a new-style ABN AMRO debit card? The card number is printed on the back of your card. The last four digits of the card number correspond to the four digits of your digital debit card in Apple Wallet. 

Apple Wallet shows you the last four digits of your debit card number. These digits do not correspond to your IBAN number or card number. That’s why you don’t recognise the number. 

How to check your card number
Do you have an old-style ABN AMRO debit card? The combination of the last digit of your account number and the first two digits of our card number corresponds to the first three digits on your digital debit card in Apple Wallet.

Yes, you can. You can add up to 12 cards to the Apple Wallet on the iPhone 8, Apple Watch 3 and newer models. Older devices will accept up to 8 cards. You must however add each card to the Apple Wallet separately.

In retail outlets
You can make payments using Apple Pay wherever you see the symbol for Apple Pay or for contactless payments.

Within apps and online (via the Safari browser)
You can make payments using Apple Pay within apps and online (via Safari) wherever you see the Apple Pay button.

Making payments through your iPhone works in the same way as making contactless payments with your debit card. You can decide yourself whether to pay using Face ID, Touch ID or your passcode.

Using Face ID
Press the sleep/wake button on the side of your iPhone twice to launch Apple Pay, look at the screen and hold your iPhone on the payment terminal.

Using Touch ID
Keep your finger on the Touch ID home button while holding your iPhone on the payment terminal.

Using your passcode 
Unlock your iPhone with your passcode and hold your iPhone on the payment terminal.

You can make contactless payments using your Apple Watch. Press the button on the side of your Apple Watch twice and hold your watch on the payment terminal with the screen pointing toward the reader.

Using your iPhone or iPad   
Select Apple Pay at the checkout and complete your payment using Face ID or Touch ID.

Using your MacBook
Select Apple Pay at the checkout and complete your payment with your iPhone or Apple Watch. If you have a MacBook Air or MacBook Pro, you can pay using Touch ID on the Touch Bar.

Payments will automatically be made with the card you have set as your standard payment card. If you would like to use a different card, go to the Apple Wallet on your iPhone and select the card you would like to use instead.

To find out which digital debit card goes with which account, just look at the card number of your plastic debit card. 

New-style debit card
Do you have a new-style ABN AMRO debit card? The card number is printed on the back of your card. The last four digits of the card number correspond to the four digits of your digital debit card in Apple Wallet. 

To find out which digital debit card goes with which account, just look at the card number of your plastic debit card. 

Old-style debit card
Do you have an old-style ABN AMRO debit card? The combination of the last digit of your account number and the first two digits of our card number corresponds to the first three digits on your digital debit card in Apple Wallet.

You can make payments of up to € 2,500 per account per day with Apple Pay. This also applies to customers aged 16 and 17 with a student account. Customers aged 16 or 17 with a Youth Growth Account can spend up to € 150 a day with Apple Pay.

If you have reduced your card payment limit yourself, e.g. to € 1,000, then Apple Pay will apply this as your spending limit. Find out here how to change your spending limit.

Yes, Apple Pay has a global coverage. You can make payments with Apple Pay wherever you can use your debit card (Maestro) to make contactless payments. Remember to switch your card setting to 'World' in the ABN AMRO app though.

Yes, you can link your ICS credit card to Apple Pay .

Yes, you can also use Apple Pay with a personal current account.

You can make payments in retail outlets with your iPhone even if you have no internet connection. For online payments, you will need the internet.

No, Apple Pay is a contactless payment service. All you will need is your iPhone, Apple Watch, iPad or Mac.

Making payments using Apple Pay is just as secure as making payments using your debit card. Now more than ever, Apple Pay is a better way to pay with your debit card. It keeps you from having to touch physical buttons or exchange cash when you’re out getting what you need.

No, you don't need your PIN number. All you have to do is unlock your iPhone using Face ID, Touch ID or your passcode.

No, they could not. In order to make payments with Apple Pay, you have to unlock your iPhone or Apple Watch first. Only you can do that.

You can block Apple Pay in one of three ways:

1. Via iCloud. Go to www.icloud.com and log in with your Apple ID and password.

2. Via another Apple device.

3. By activating the ‘lost’ mode in ‘Find my iPhone’.

Go to Apple Support to find out how to manage the cards you use with Apple Pay. 

Yes, you can, because you do not need your debit card to make payments with Apple Pay.