The Beleggers Spaarrekening combines the best of two worlds: savings and investment. Investment orders can be placed using Internet Banking.
We will change the savings interest from 1 May 2025. View the new interest rates.
Overdrafts are not permitted on your Beleggers Spaarrekening. If you do go overdrawn, you will pay interest. We charge the same amount of interest as we would if your current account were overdrawn.
If you are using your securities-based loan, you will pay interest on your loan every quarter in arrears. The interest you pay is the ABN AMRO Euro Base Rate plus a surcharge.
You can withdraw money as follows:
You can always close your Beleggers Spaarrekening at no cost. Read more about closing a savings account.
Our money is protected by the Dutch Deposit Guarantee.
Your money held in accounts at ABN AMRO Bank is legally protected by the Dutch Deposit Guarantee, from 1 cent to €100,000. This protection applies per person and applies to the total amount that you have in your accounts at ABN AMRO Bank. You do not have to do anything for this.
In the event of any disparity between the Dutch original and the translation, the Dutch intro will prevail.
