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Your fixed costs at a glance

Insight and easy to cancel


When you think of your fixed costs, the first things that come to mind are probably energy costs, rent or mortgage, and insurance. But subscriptions are also part of your fixed costs. And there are more of these than you might think. Think about the gym, newspapers, streaming services or your accounting software. The ABN AMRO app now gives you insight into your average fixed costs per month. It also lets you cancel subscriptions directly. Now that’s useful! You keep tighter control of your expenses.

Cancelling subscriptions in the app

The ABN AMRO app allows you to cancel personal and business subscriptions directly. Tap the subscription concerned and select ‘Cancel’. Select ‘Cancel the subscription for me’ if you want us to cancel it on your behalf. We’ll then ask you for some extra information about you and the subscription. Or select ‘I’ll cancel this subscription myself’ and you’ll be given all the information you need to do it yourself.

Fixed Costs: insight into your recurring expenses

Need a better picture of your finances? Fixed Costs provides insight into your monthly recurring expenses. Like for instance your subscriptions. This way you know exactly where your money is going. 

Your fixed costs are shown under Insights. Open the app and tap your current account. Go to your transactions and tap the bar chart icon at the top right of the screen.

How to turn on Fixed Costs in 3 steps

Open Fixed Costs

Log in to the ABN AMRO app and tap your current account. Go to your transactions and tap the bar chart icon at the top right of the screen (under Self service) to open Insight.

Give permission

To enable Insights, you need to give permission to ABN AMRO first. You only need to do this once.

After tapping 'Enable insights', follow the steps and give permission in the last step by tapping the yellow button.

View your Fixed Costs

Enabling Insights may take a couple of minutes. Fixed costs shows an average amount per month. Tap this and you’ll see a list of your fixed costs and subscriptions.

Frequently asked questions about Fixed Costs

How does Fixed Costs work?
The Fixed Costs feature provides an overview of your subscriptions and fixed expenses. By fixed costs we mean costs that occur at least once a year, with a clear regularity. If you click on one of the fixed costs, you can see the details. Such as the total amount over a year, the transaction history and the time of the next debit. 
 
Before you can use the Fixed costs feature, you first need to enable it in the ABN AMRO app. Go to your transactions and tap the bar chart icon at the top right of the screen. You can grant permission on the page that appears.
 
You can also grant permission by choosing ‘Profile’ in the menu and tapping ‘Permission for additional services’. Next, swipe the bar to the right under Insights. If it is green, you can use the Insights and Fixed costs features. 
Where do I find my Fixed Costs?

Fixed costs are shown under Insights in the ABN AMRO app. To get there, first go to your transactions. There’s a bar chart icon at the top right of the transactions screen. Tap it to open Insights. This is also where you’ll find your Fixed costs.

How can I turn Fixed Costs on and off?
You can turn the Fixed Costs feature on and off at any time. To do so, follow these steps: 

1. In the app, go to 'Profile' and then to ‘Permission for additional services'.

2. Tap ‘Permission for additional services' and under ‘Insights’ slide the bar to the right to turn Fixed Costs on, and to the left to turn it off. Is the bar green? Then you can see your Fixed Costs.
 
If you disable ‘Permission for additional services’, all your data for these app features will be erased.
Why do I need to give permission for the Insights and Fixed costs features?
Fixed Costs shows your subscriptions and fixed expenses based on your previous regular transactions. These are recognized by ABN AMRO as a subscription or fixed expense. ABN AMRO is not allowed to view and classify your transactions without permission. That is why we ask you to give permission first. After you have given permission, you will see an overview of your subscriptions and fixed expenses under 'Fixed Costs'. Your permission applies to all your accounts. And you can switch your permission on and off at any time. Want to know more? Then read our privacy statement.
Do I need to give permission separately for the Insights and Fixed costs features?
No, you only need to give permission once. Then you can view your Fixed Costs and Predictions.

Frequently asked questions about Subscriptions

How can ABN AMRO cancel subscriptions on my behalf?

We ask you for extra information in the app, such as details of the subscription, personal details, authorisation to cancel and a signature. This is why we’re able to cancel the subscription on your behalf.

How do I know if the cancellation has gone through?

If we manage to cancel the subscription for you, you’ll see a message in your Fixed costs. You’ll find Fixed costs above your transactions, under the ‘Fixed costs’ tab. We’ll also send a message if we need more information or if we were unable to cancel your subscription.

When will the cancellation come into effect?

We will send the cancellation order as soon as you give your approval in the ABN AMRO app. So this is the date of cancellation. If you had to give notice of cancellation, it will take effect from that date onwards.

Why can’t I cancel all my subscriptions?

You can cancel certain subscriptions in the ABN AMRO app, including those for streaming services or a sports club. But some subscriptions or direct debits can’t be cancelled in the app. These include healthcare insurance, for example, or rent. This is why you won’t see the option of cancelling next to every subscription.

Is cancelling a subscription free of charge?

Yes, it’s a free service. It’s just one of the things we do for our clients.