Have you had a windfall in your account? Your holiday pay, for example, or a tax rebate? You might be planning to put the money into a savings account, but have you considered other options? Investing, for example, for a good pension, to travel or for another long-held dream.
Investing involves risk. You could lose all or part of your initial investment.
There are various ways to invest. Don’t have much time or the right knowledge? Guided investing might work for you. If you want to take charge of your investments yourself, we have a global range of products to choose from. Decide on your goal, the risk level and how long you want to invest for.
Pension investing is a way of investing to top up your pension. You do this through your pension account. If you stay within your annual margin, you’ll be eligible for up to 49.5% tax relief. When you’re ready to retire, you can have the capital you’ve accrued paid out as gross income.
There are various ways to invest. Don’t have much time or the right knowledge? Guided investing might work for you. If you want to take charge of your investments yourself, we have a global range of products to choose from. Decide on your goal, the risk level and how long you want to invest for.
Pension investing is a way of investing to top up your pension. You do this through your pension account. If you stay within your annual margin, you’ll be eligible for up to 49.5% tax relief. When you’re ready to retire, you can have the capital you’ve accrued paid out as gross income.
You don’t have to be an expert to invest. And you don’t have to follow the stock market news every day either. You should, however, ask yourself the following questions:
Do I have enough money, alongside my savings?
What's my investment goal?
How long do I intend to invest for?
How much am I willing and able to invest?
Can I spare the money for a long period?
How much risk am I willing to run?
How much time do I want to spend on my investments?
It’s also important to know something about the basics of investing. This will help you to make the right decisions. Our step-by-step investment plan explains the ins and outs of investing. And we’ll talk you through the opportunities and risks.
That’s a very good question. The simple answer is that there is no such thing as the ideal time to enter the stock market. No one can predict whether stock markets will go up or down over the coming months. If you’re keen to get started with investing, why not make investments at different times? Every month, every six months or every year, for example. This way, there's a smaller chance you only invest at an unfavourable moment. You’re spreading the risk and increasing your chance of positive returns.
Periodic investing is a good way of spreading your investments by investing at different times. Periodic investing means automatically investing a fixed amount at fixed times. This takes a lot of the work off your hands.
There’s no such thing as risk-free investing. Your investments can (temporarily) go down in value, depending on a company’s performance, market sentiment, and how the economy is going. So you could lose all or part of your initial investment. Here are some tips to help you limit the risk:
Most investors have heard of price risk, market risk, concentration risk and credit risk. We’ll explain what all these risks mean and which other risks you should be aware of.
Investing involves risks. You could lose (some of) the money you invested. If you are going to invest, it is important that you are aware of this. Invest with money you can spare. Read more about the risks associated with investments.
Find the answers to frequently asked questions about investing on our service page.
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