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Work and Income module

ABN AMRO Legal expenses insurance

As an employee, you could find yourself in a dispute with the company you work for. It may concern your salary, working hours or the type of work that you do. With the Work and Income module, you’re assured of legal help and advice from ARAG. This includes for disputes with benefits agencies.

 

What sorts of things are covered?

You and your family are guaranteed legal help and advice in the event of disputes within the European Union, Norway, the United Kingdom and Switzerland concerning paid employment, benefits or pensions. In other words, you and your family are insured for disputes:

  • About pay, for example, salary or holiday allowance.
  • About an employment contract if, for example, you or a family member are forced to accept fewer working hours and/or different work and/or work at a different location. Including as a director under the articles of association.
  • Arising from a complaint or a potential disciplinary or court hearing against you or a family member in your role (or former role) as an employee.

What is not covered?

Disputes with clients are not insured if you or a family member are self-employed.

Maximum cover

Work and Income module
The maximum compensation for external costs resulting from industrial disputes as a director under the articles of association is €15,000.

General
  • All expenses for the legal specialists employed by ARAG are covered.
  • The maximum compensation for external costs (fees paid to a legal specialist or expert who doesn’t work for ARAG) is €50,000.
  • If you choose to engage your own lawyer or solicitor who doesn’t work for ARAG for proceedings that do not legally require a lawyer or solicitor, the maximum compensation for this lawyer or solicitor is €6,000.

Combination with trade union membership

If you’re a member of a trade union, read this article to learn more about combining the Work and Income module with your membership of a trade union.

How to compile your own legal expenses insurance package

  1. Choose your basic module(s)

    Select at least 1 of these 2 basic modules:
  2. Enhance your legal assistance with other modules you find necessary:

  3. Calculate your premium

    Get 15% discount on all modules in the first year when you choose the 4 most popular modules: Traffic, Consumer and Housing, Medical and Family, Work and Income.

Check out our other legal expenses insurance modules too

Traffic

For disputes relating to traffic, even if you caused the damage yourself.

Consumer and Housing

For disputes arising from the sale of products and services, or disputes with neighbours or government bodies relating to your home.

Fiscal and Assets

For disputes about tax assessments, assets or investments, for example.

Pension and Social Security

For disputes relating to your benefits or pension.

Medical, Family and Mediation

For disputes relating to incorrect medical treatment, for example, or an inheritance or mediation during a divorce.

Other useful pages